Commercial insurance is a broad type of coverage designed to protect businesses from financial losses due to property damage, liability claims, employee-related risks, and more. Whether you’re a small startup or a large corporation, having the right insurance helps safeguard your operations, assets, and reputation.

Commercial insurance can include a variety of coverages such as property insurance, general liability, commercial auto, business interruption, and more. Policies are often customized based on the specific needs and risks of your business.

The right coverage depends on factors like your industry, business size, number of employees, and specific risks. An experienced insurance agent can help you assess your needs and build a policy that provides appropriate protection.

Some types of commercial insurance, such as workers' compensation or commercial auto insurance, may be legally required depending on your state and business type. Even when not required, many forms of coverage are strongly recommended to protect your business from unexpected losses.

Premiums vary based on the type of business, coverage limits, claims history, location, and other factors. At Alta Vista Insurance Agency, we work with multiple carriers to find cost-effective options that match your business needs.