⚓ Protect Your Boat—And Your Peace of Mind 🛥️

🚤 Boat Insurance Isn’t Just for the Big Guys

Whether you're cruising Mission Bay on a Jet Ski, sailing off the coast of San Diego, or taking your bass boat out for a quiet morning on Lake Hodges, boat insurance protects your weekend escape from unexpected disasters.

From canoes and kayaks to sailboats, catamarans, personal watercraft, and luxury vessels—if it floats and has value, it can (and should) be insured.

Your standard homeowners policy may offer limited coverage for boats, but usually only up to $1,000–$2,000 and only while it’s stored at home—not when it’s on the water or in transport. That’s why a dedicated boat insurance policy is critical.

🛡️ What Boat Insurance Covers

With the right policy, your boat is protected against:

• Theft from your yard, marina, or storage yard
• Storm or collision damage (even if you hit debris in the water)
• Fire or explosion from fuel mishaps
• Liability if someone gets injured while aboard
• Environmental cleanup if your vessel leaks fuel or oil
• And yes—coverage if your boat sinks

Some policies even cover towing, roadside assistance, and damage to personal belongings on board like fishing gear, life vests, electronics, and coolers.

🛑 Where Do You Store Your Boat?

Where and how you store your vessel affects your risk—and your premium. Whether your boat is:

• Stored on the side of your house 🏡
• Kept in a dry storage yard 🛻
• Moored at a local marina or yacht club ⚓

—we help you choose coverage that matches your lifestyle, location, and watercraft value.

🎣 Your Boat Deserves More Than a Lucky Cast

Your boat is more than fiberglass and an engine—it’s your getaway, your family bonding spot, your pride and joy. Don’t let a single unexpected event ruin it. At Alta Vista Insurance, we specialize in crafting coverage that fits your boat, your budget, and your weekend goals.

Let’s talk about your last fishing trip. Did you catch anything good? Then let’s make sure that boat’s protected before your next outing. Whether you just bought a personal watercraft or you’ve been sailing for years, we’re here to help.