🛡️ General Liability Insurance for Business Owners

Protect Your Business from the Unexpected

Serving San Diego County and all of California

As a business owner, you're focused on growth, service, and success. But accidents happen—and when they do, your company could face serious financial and legal consequences. That’s where General Liability Insurance comes in. At Alta Vista Insurance Agency, we specialize in helping businesses like yours stay protected with the right coverage at competitive rates.

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✅ What Does General Liability Insurance Cover?

• Bodily injury – if someone is injured on your business premises or because of your operations.
• Property damage – if your business causes damage to someone else’s property.
• Legal defense costs – including attorney fees, court expenses, and settlements.
• Personal & advertising injury – claims like libel, slander, or copyright infringement.

This policy is essential for contractors, retailers, consultants, landlords, and anyone who interacts with clients, vendors, or the public.

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💡 Why Should I Carry General Liability Insurance?

• It’s often required by law, lease agreements, or vendor contracts.
• It protects your assets from lawsuits and unexpected expenses.
• Peace of mind so you can focus on growing your business.

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🤔 Frequently Asked Questions

Q: Is general liability insurance required in California?
A: Not for all businesses, but many landlords, clients, and cities require it before working with you.

Q: What’s the difference between general and professional liability?
A: General covers physical risks like injury; professional covers errors in work or advice.

Q: How much coverage do I need?
A: Most businesses start with $1M per occurrence / $2M aggregate. We’ll tailor it to your needs.

Q: Does this cover employee injuries?
A: No—workers’ comp covers that. We can help with both types of coverage.

Q: How fast can I get coverage?
A: Many policies can be quoted and activated the same day. Just complete the form below.

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📝 Get a Free Quote Today

Stop worrying and start protecting what you’ve built. Our team at Alta Vista Insurance Agency makes it simple to get the coverage your business needs—without the hassle.

Or call us at (760) 639-2345 to speak with a local agent today.

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Alta Vista Insurance Agency – Protecting San Diego County Businesses Since 1989.
📍 Carlsbad, CA | Licensed in CA & Multiple States