About Raymond

  🏡 Buying a Home in California?

May 19, 20252 min read

Don’t Close Escrow Without the Right Insurance Policy

Thousands of California homebuyers overpay—or worse, choose the wrong insurance policy during escrow. Let’s make sure you’re not one of them.

I’ve helped over 1,000 California homeowners secure fast, affordable, and lender-approved insurance coverage during escrow—and avoid costly mistakes along the way.

Most buyers make at least one of these mistakes:

🚫 Overpaying for cookie-cutter coverage from big-name carriers
🚫 Missing critical protections (like wildfire risk, water backup, or loss of use)
🚫 Scrambling at the last minute, risking escrow delays or cancellations


Here’s how we protect your investment from Day One:

  • Escrow-Ready Coverage: We coordinate directly with your lender and escrow officer to keep everything on track. No delays, no drama.

  • California-Specific Expertise: From brush zones to earthquake coverage, we know this market better than anyone.

  • Real Savings: Our clients routinely save $500–$1,500 per year—often with better coverage than national brands.

  • White-Glove Service: You get a dedicated insurance advisor who makes sure your policy fits your home, your budget, and your timeline.


🏡 In Escrow? Don’t Close Without This.

Hi, I’m [Your Name]—and if you’re reading this, it likely means you're in the middle of buying a home in California. Congratulations! 🎉

But before you celebrate too much, ask yourself this:

Are you 100% sure your insurance policy is the right one—at the best rate—designed by someone who actually knows what they’re doing?

Most homebuyers don’t realize until it’s too late:

  • Their agent rushed the quote just to “check the box” for the lender

  • They overpaid by $800–$1,200 per year

  • Or worse… their policy didn’t cover what they thought it did

Don’t let that happen to you.


💡 What You Don’t Know About Home Insurance Could Cost You Thousands

I specialize in helping California buyers in escrow secure smart, accurate, and strategically designed coverage that protects your investment from Day One.

I've reviewed thousands of quotes—and 80% of the time, they’re either overpriced, under-covered, or missing something important.

Want to know if your quote is one of them?


Your escrow deadline is ticking. Don’t risk closing with the wrong insurance policy.

🎯 I’ll tell you—straight up—and help you fix it in less than 10 minutes.

🔒 Get a Custom Quote (In 60 Seconds or Less)

Just fill out the quick form below. No pressure. No spam. Just real help.

👇 Start Here 👇


Raymond Lowder is an agent with Alta Vista Insurance Agency.

Raymond Lowder

Raymond Lowder is an agent with Alta Vista Insurance Agency.

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