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Protect your vehicle and drive with confidence by booking a consultation with our auto insurance experts. Our online booking system streamlines the process, allowing you to schedule an appointment to discuss your insurance needs with ease. Choose a convenient date and time, and provide details about your vehicle and coverage preferences.

FAQS

What factors affect my auto insurance premium?

Your auto insurance premium is determined by a combination of factors, including your driving history, the type of coverage you select, the make and model of your vehicle, your location, and even your credit score. Safer drivers with clean records typically pay lower premiums, while high-risk drivers may face higher rates. The specific details can vary between insurance companies, so it's essential to discuss your unique circumstances with one of our experienced agents to get an accurate quote tailored to your needs.

Can I add additional drivers to my auto insurance policy?

Yes, you can usually add additional drivers to your auto insurance policy. This can include family members, friends, or other individuals who regularly drive your vehicle. However, it's essential to provide accurate information about all drivers and their driving history when adding them to your policy.Keep in mind that adding drivers with a poor driving record or a history of accidents may increase your insurance premium. Conversely, adding experienced, safe drivers can sometimes lead to lower rates.

What happens if I let someone borrow my car, and they have an accident?

If you lend your car to someone and they have an accident, typically your auto insurance policy would be the primary coverage in most cases. Insurance typically follows the car, not the driver. So, your insurance would likely be responsible for covering the damages to your vehicle and any liability associated with the accident.However, it's essential to check your policy and consult with your insurance provider because coverage can vary. Some policies may exclude certain drivers or have restrictions on who can use your vehicle. Additionally, if the person borrowing your car has their own auto insurance, their policy might provide secondary coverage.

Email: [email protected]

Phone: (844) 629-1500

Address Office: 2585 Pio Pico Drive, Carlsbad CA 92008